Find a lending option that meets your
business' needs
Small Business Lines of Credit
Take advantage of discounts, purchase inventory, improve liquidity, or meet short-term
cash requirements with a flexible,
easy-to-access revolving line of credit.
With three line of credit options available to you, we can find the perfect match for
your business needs.
Benefits Include:
- Secured and
unsecured options available
- Variable rates
tied to Trust Guaranty Bank USA’s Prime Rate
- Easy access to
funds via check, Online Banking, telephone transfer, or in a branch
Business Term Loan
Finance long-term needs, working capital, or major purchases with a fixed-rate loan with
customized repayment plans.
Benefits Include:
- Competitive
low fixed rates
- Terms up to
five years (up to 10 years for healthcare professionals)
- Secured and
unsecured options available
Commercial Real Estate Loan
Purchase or refinance of owner-occupied commercial real estate, facilities expansion,
working capital, or equipment purchases with a mortgage loan secured by commercial
property.
Benefits Include:
- No balloon
payments
- Up to 85% Loan
to Value (LTV) financing for owner-occupied commercial property
- Up to 70% LTV
financing for non-owner occupied commercial property
- Fixed and
variable loans available
Commercial Real Estate Loan
Purchase or refinance of owner-occupied commercial real estate, facilities expansion,
working capital,
or equipment purchases with a mortgage loan secured by commercial property.
Benefits Include:
- No balloon
payments
- Up to 85% Loan
to Value (LTV) financing for owner-occupied commercial property
- Up to 70% LTV
financing for non-owner occupied commercial property
- Fixed and
variable loans available
SBA (Small Business Administration) Loan
Enjoy lower payments and longer terms with SBA loans, guaranteed, in part, by the U.S.
government and available for all of our loan types.
Trust Guaranty Bank is proud to be recognized as a Top 10 SBA lender
by the SBA.
Benefits Include:
- Longer
maturities
- Lower payments
and equity requirements
- Less
restrictive collateral parameters
- Secured and
unsecured options available